Insurance

The Best Travel Insurance in India

You’ll get a long list of travel insurance options when we talk about purchasing the right travel insurance plan. This causes a lot of uncertainty. Even if you ask some expert to name the best one, you’ll probably get a non-committal response.

It is an investment to buy an insurance policy for your trip. The peace of mind that you get, however, is worth every dime. Let us take you through a list of insurance companies providing the best travel insurance plans in India, now that you know about the value of travel insurance. 

Now, selecting the right travel insurance in India from a long list is always a difficult task. We have come up with the best travel insurance policies to relieve you from this headache that you might take into account before planning your holiday.

Best Travel Insurance Plans List

While the majority of the population is under the assumption that the best travel insurance policy only covers you in the event of luggage theft or failure, this is not the case. Travel insurance covers a number of concerns that can arise in the case of your ride.

As we have so many choices when it comes to travel insurance companies in India, you can get confused when buying travel insurance.

The list of the top travel insurance companies in India is below:

  • Aditya Birla Travel Insurance
  • Bajaj Allianz Travel Insurance
  • Bharti AXA Travel Insurance
  • Cholamandalam Travel Insurance
  • Digit Travel Insurance
  • Future Generali Travel Insurance
  • HDFC ERGO General Travel Insurance
  • HDFC ERGO Health Travel Insurance
  • IFFCO Tokio Travel Insurance
  • National Insurance Travel Insurance

Aditya Birla Travel Insurance

Aditya Birla Travel Insurance will allow you to enjoy your trip abroad to the fullest by protecting you adequately against any medical, travel, and other risks.

Plan NameCoverage
Overseas Travel Insurance PlanIt includes compensation for medical bills, repatriation expenses, personal injury, delay or termination of the trip, missing passport, flight hijack, loss/delay of check-in luggage, and accidental death & disability.

Bajaj Allianz Travel Insurance

Bajaj Allianz travel insurance promises you that it always has your back no matter how far you travel. It provides insurance policies for travel that appeal to people from all walks of life. The following forms of insurance plans are offered:

  • Individual Travel Insurance Plan
  • Family Travel Insurance Plan
  • Senior Citizen Travel Insurance Plan
  • Student Travel Insurance Plan
  • Corporate Travel Insurance Plan
  • Travel Asia Travel Insurance Plan
  • Bajaj Allianz Bharat Bhraman Policy
Plan NameCoverage
Individual Travel Insurance PlanIt offers compensation for luggage loss, passport loss, accidental accidents, hijacks, and personal responsibility for travel delays, medical costs, and dental care expenses.
Family Travel Insurance PlanIt offers compensation for hospitalization, loss of luggage, disbursement of claims, travel curtailment, trip cancellation, and burglary.
Senior Citizen Travel Insurance PlanIt provides hospitalization coverage, baggage loss, trip curtailment, and cancellation of travel.
Student Travel Insurance PlanIt offers compensation for injuries, hospitalization, costs for family visits, incidental expenses, tuition fees, bail bonds, luggage loss, passport loss, and dental emergency care.
Corporate Travel Insurance PlanIt includes medical costs, expenses for dental care, accidental injury, and loss of checked-in baggage, loss of passport, delay in travel, personal liability, and hijack.
Travel Asia Travel Insurance PlanIt includes medical evacuation, medical costs, and repatriation coverage, dental aid (emergency), checked-in baggage loss, luggage delay, passport loss, personal injury, AD & D general carrier, cash advance emergency, personal liability, and hijacks.
Bajaj Allianz Bharat Bhraman PolicyIt provides personal injury compensation, permanent complete disability, child education bonus, regular hospital allowance, personal responsibility, medical emergency evacuation, missed connection, travel termination, trip curtailment, checked-in luggage delay/loss, home burglary insurance, hotel emergency extension, bounced hotel, Scheduled Aircraft trip delay, remains repatriation, compassionate insurance, hotel emergency extension, bounced hotel, Scheduled Aircraft trip delay, remains repatriation, compassionate insurance

Bharti AXA Travel Insurance

Bharti AXA Travel Insurance ensures that you are sufficiently covered so that you can enjoy our travel experience to the fullest. You may select a Schengen or global coverage plan. It offers five forms of plans that you can choose from:

  • Smart Traveller Insurance Policy (Individuals & Families)
  • Smart Traveller Insurance Policy (Student)
  • Smart Traveller Insurance Policy (Corporate)
  • Bharti AXA Travel Assure 
  • Group Domestic Travel Insurance Policy
Product NameCoverage
Smart Traveller Insurance Policy (Individuals & Families)It provides personal injury compensation, medical costs, dental care expenses, loss of passport, delay/loss of luggage, delay of the trip, personal liability, hijacks of flight, and compassionate visit.
Smart Traveller Insurance Policy (Student)It provides compensation for costs for medical and dental care, research delay, legal expenses, insurance for sponsors, personal responsibility, bail bond, personal injury, compassionate visit, loss of passport, and loss of documents.
Smart Traveller Insurance Policy (Corporate)It provides medical expenses compensation, personal injury, loss of passport & papers, delay/cancellation & disruption of the trip, personal liability, home fire insurance, financial emergency assistance, and hijack of flights.
Bharti AXA Travel Assure – Group Overseas Travel InsuranceIt provides coverage for emergency care costs, medical evacuation, repatriation of mortal remains, evacuation of political danger & disaster, loss of passport & documents, delay/loss of luggage, and cancellation/interruption/delay of the trip.
Group Domestic Travel Insurance PolicyIt provides personal injury compensation, personal responsibility, and loss of luggage.

Cholamandalam Travel Insurance

Cholamandalam Travel Insurance protects you against unexpected hazards that can interrupt your travel plans and cause severe losses. By opting for one of the following travel plans, you can travel comfortably around the world:

  • Comprehensive Travel Insurance
  • Student Travel Insurance
  • Leisure Travel Insurance
Plan NameCoverage
Comprehensive Travel InsuranceIt provides medical & dental expense coverage, outpatient treatment services, check-in luggage delay, regular cash from the hospital, loss of passport, financial emergency, personal injury, loss of international license, and personal liability.
Student Travel InsuranceIt provides medical expenses compensation, bail bond, dental expenses, loss of check-in luggage, loss of passport, compassionate visit, personal responsibility, the security of sponsor, personal accident, disruption of research, and repatriation of remains.
Leisure Travel InsuranceIt provides medical care coverage, flight hijack, dental treatment, loss of passport, loss/delay of check-in luggage, home robbery, personal responsibility, delay/cancellation/cancellation of a trip, personal accident, and financial emergency.

Digital Travel Insurance

Digit Travel Insurance is designed to help you relax and rejuvenate while remaining healthy, no matter what the conditions are, during your overseas trips. It provides international travel insurance in two models.

  • Basic Option
  • Comfort Option
Product NameCoverage
Basic OptionIt provides emergency accidental & medical care coverage, delay or complete loss of check-in luggage, loss of passport, personal injury, accidental death & disability, and medical evacuation.
Comfort OptionIt provides emergency accidental & medical care coverage, delay or complete loss of check-in luggage, loss of passport, personal injury, accidental death & disability, and medical evacuation.

Future Generali Travel Insurance

Generali Travel Insurance Future keeps you away from any unexpected contingencies that can occur during your trip abroad. By opting for one of the following four plans for your journey, you can leave your concerns behind:

Product NameCoverage
Future Easy TravelIt provides medical expenses compensation, loss/delay of check-in luggage, regular ambulance allowance, loss of passport, financial emergency aid, accidental death & complete permanent disability, personal injury, and legal liability.
Future Travel SurakshaIt includes compensation for medical costs, dental disease, loss of passport, loss/delay of check-in luggage, personal injury, flight hijack, financial emergency aid, personal liability, and hole-in-one celebration for golfers.
Future Travel Suraksha SelectIt provides medical costs compensation, flight hijack, medical evacuation and repatriation of remains, loss of passport, loss/delay of check-in luggage, financial emergency assistance, personal accident, and personal liability.
Future Student SurakshaIt includes compensation for medical costs, dental expenses, maternity expenses, loss of passport, care of mental & nervous illness, tuition fees, bail bond, felonious abuse, defense of sponsor, and personal responsibility.

HDFC ERGO Health Travel Insurance

HDFC ERGO Health Travel Insurance provides passengers of all sorts and ages with robust insurance against uncertainties. It provides you with five styles of plans to choose from:

  • Easy Travel – Individual
  • Easy Travel – Family
  • Easy Travel – Senior Citizen
  • Easy Travel – Annual Multi-Trip Plan
  • Educare Student Travel Insurance
Product NameCoverage
Easy Travel – IndividualIt provides medical care coverage, trip delay/cancellation & curtailment, financial emergency cash, loss of passport, dental costs, missed flight connection, personal injury, hijacks of flight, and loss/delay of luggage.
Easy Travel – FamilyIt provides medical treatment coverage, loss/delay of check-in luggage, dental care, loss of passport, personal injury, financial emergency cash, regular cash from the hospital, personal responsibility, delay of the trip, and hijack of flight.
Easy Travel – Senior CitizenIt provides medical services coverage, day-to-day hospital cash, dental care, personal injury, passport loss, financial emergency cash, flight hijack, mortal remains repatriation, and dental expenses.
Easy Travel – Annual Multi-Trip PlanIt provides medical treatment coverage, missing connection flight, dental care, delay/cancellation & disruption of travel, personal crash, hijacks of flight, loss of passport, loss/delay of check-in luggage, and personal liability.
Educare Student Travel InsuranceIt provides medical treatment coverage, bail bond, maternal & childcare benefits, dental treatment, personal injury, loss of passport, defense of sponsor, felonious abuse, disruption of research, coverage of HIV, and personal liability.

HDFC ERGO Health Travel Insurance

HDFC ERGO travel insurance provides you with the most extensive and increasingly reliable insurance plans. It offers the following forms of policies for insurance:

  • Single Trip Travel Insurance Plan
  • Multi-trip Travel Insurance Plan
  • Asia Travel Insurance Plan
  • Family Floater Travel Insurance Plan
  • Student Suraksha Travel Insurance Plan
Product NameCoverage
Single Trip Travel Insurance PlanIt offers compensation for medical costs, cash rewards for hospitals, medical evacuation, accidental injury, loss of baggage, and loss of personal records, delay in the flight, and dental emergency care.
Multi-trip Travel Insurance PlanIt covers emergency medical charges, accidental injuries, emergency medical evacuation, cash benefit from the hospital, repatriation of mortal remains, loss or delay of checked-in baggage, flight delay, personal liability, financial emergency assistance, cash benefit from hijack distress, loss of baggage, loss of personal documents, dental emergency treatment and travel benefit from contingency.
Asia Travel Insurance PlanIt covers emergency medical charges, emergency medical evacuation, checked-in baggage delay/loss, flight delay, hospital cash benefit, hijacks distress cash benefit, personal liability, personal accident, loss of baggage, loss of personal documents, contingency travel benefit, financial emergency, the mortal remains repatriation and expenses of emergency dental treatment
Family Floater Travel Insurance PlanIt covers emergency medical charges, accidental injuries, personal liability, medical evacuation, flight delay, loss of luggage, loss of personal documents, hospital cash benefit, emergency dental care costs, repatriation of mortal remains, total disability, contingency travel benefits, hijacks distress cash benefit, financial emergency assistance, and delay/loss of checked-in.
Student Suraksha Travel Insurance PlanT includes accidental death coverage, childcare benefits, bail bond, passport loss, personal responsibility and permanent disability, accident-related dental care expenses, emergency medical expenses, maternity medical expenses, psychological coverage, checked-in baggage delay/loss, compassionate visit, and sponsor protection.

IFFCO Tokio Travel Insurance:

IFFCO Tokio Travel Insurance can cover a wide variety of requirements that you may face when traveling or living abroad. For individuals traveling abroad for holidays or jobs, they offer two types of plans:

  • International Travel Insurance
  • Pravasi Bharatiya Bima Yojana
Product NameCoverage
International Travel InsuranceIt provides medical cost coverage, regular hospital money, loss/delay of check-in luggage, financial emergency assistance, loss of passport, flight hijack, personal responsibility, personal accident, and dental care.
Pravasi Bharatiya Bima YojanaIt provides compensation to women migrants for personal injuries, medical costs, repatriation of mortal remains, litigation expenses, returns tickets to India, and maternity expenses.

National Insurance Travel Insurance

When you come across some unexpected situation that threatens to ruin your overseas trip, National Insurance Travel Insurance will come to your rescue. Except for the USA or Canada, you can opt for worldwide coverage. It provides two forms of plans for travel:

  • Overseas Mediclaim Business and Holiday
  • Overseas Mediclaim Employment and Studies
Product NameCoverage
Overseas Mediclaim Business and HolidayIt includes compensation for serious conditions, personal injury, loss of passport, delay/loss of check-in luggage, medical evacuation, personal responsibility, repatriation of remains, and accidental disability.
Overseas Mediclaim Employment and StudiesIt provides medical condition coverage, medical emergency reunion, medical evacuation, contingency protection, leftover repatriation, and delay/loss of check-in luggage.